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Bank-Specific Determinants of Profitability: The case of Kuwait. Retrieved from Īl-Omar, H., & Al-Mutairi, A.
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International Journal of Islamic Financial Services, 3(4), 13–29. Perceptions of Malaysian corporate customers towards Islamic banking products and services.
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Journal of Money Credit and Banking, 32(1), 93–120.Īhmad, N., & Haron, S.
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Global Review of Accounting and Finance, 4(1), 159–170.Īggarwal, R. Determinants of Capital Adequacy Ratio (CAR) in Indonesian Islamic Commercial Banks. T., Triyuwono, I., Ismail, M., & Rahman, A. Determinants of Bank Profitability: Company-Level Evidence from Nigeria. Journal of Productivity Analysis, 34(1), 25–43. Efficiency in Islamic and conventional banking: An international comparison. Keywords: bank sound management, capital adequacy ratio, finance to deposit ratio, operational income operational cost, Bank Syariah Mandiri.Ībdul-Majid, M., Saal, D. The results of this study found that the capital adequacy ratio, finance to deposit ratio and operational cost of operating income have a significant negative effect on the return on assets of Bank Syariah Mandiri, Gross Domestic Product has a significant positive effect on the return on assets of Bank Syariah Mandiri, while the inflation rate significantly negatively Return on assets of Bank Syariah Mandiri. This study also analyzed the influence of external factors, which consist of Gross Domestic Product and inflation rate, which affect the financial performance of Bank Syariah Mandiri. The purpose of this research is to analyze bank sound management, consisting of capital adequacy ratio, finance to deposit ratio and operational cost of operational income, which can influence financial performance, with proxy of return on assets of Bank Syariah Mandiri. Kata Kunci : manajemen kesehatan bank, capital adequacy ratio, finance to deposit ratio, biaya operasional pendapatan operasional, Bank Syariah Mandiri Hasil penelitian ini ditemukan bahwa capital adequacy ratio, finance to deposit ratio dan biaya operasional pendapatan operasional berpengaruh negatif signifikan terhadap return on assets Bank Syariah Mandiri, Produk Domestik Bruto berpengaruh positif signifikan terhadap return on assets Bank Syariah Mandiri, sedangkan tingkat inflasi berpengaruh negatif signifikan terhadap return on assets Bank Syariah Mandiri. Penelitian ini juga menganalisis pengaruh faktor eksternal, yang terdiri dari Produk Domestik Bruto dan tingkat inflasi, yang mempengaruhi kinerja keuangan Bank Syariah Mandiri.
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Tujuan dari penelitian ini untuk menganalisis manajemen kesehatan bank, yang terdiri dari capital adequacy ratio, finance to deposit ratio dan biaya operasional pendapatan operational, yang dapat mempengaruhi kinerja keuangan, dengan proksi return on assets Bank Syariah Mandiri.
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